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Your first home might be your biggest investment of your life and we offer many loan programs that can fit your budget plus down payment assistance, grants, mortgage credit certificate, closing cost assistance and much more.

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We can help with your unique scenario. We have many programs with flexibility rates, less credit and low fees.

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Own your own home for as little as 3% down with or without down payment assistance and mortgage interest tax credit with income limit eligibility!!!

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No income or no job history verification required
No limit on the number of properties
As little as 20% down payments
Easy approval

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Latest’s mortgage rates

Informational Videos from Texas State Affordable Housing Corporation


Find out if you qualify for a home buyer grant: Take an eligibility quiz

Sources: Texas State Affordable Housing Corporation (TSAHC)

Which Mortgage is Right for You?


With low down payment options available as low as 3%

  • Fixed rate from 10 to 30 years
  • Adjustable rate: 3/1, 5/1, 7/1 and 10/1 along with a 5/5 option
  • Freddie Mac Home Possible
  • Fannie Mae HomeReady


Available with down payments as low as 0 %

  • FHA
  • VA
  • USDA


A loan for every lifestyle

  • Bank Statement
  • Investor Cash Flow DSCR
  • 1099 Income
  • Foreign National
  • Investor interest Only
  • ITIN
  • Jumbo
  • Fix & Flip


  • Conventional
  • FHA
  • VA
  • Cash Out


Many programs are available and fund your deals quickly

  • Office
  • Retail
  • Mixed-Use
  • Multifamily

Why UniqLend?

  • Low competitive rates plus no lender fees, no junk fees, no hidden fees
  • Fast pre-approval
  • Close on time and faster than any other lenders
  • Save time and stress
  • Available 7 days a week, 7AM-10PM CST
  • Limited support on the Federal Holidays
  • Customer satisfaction is our top priority.