Overview
We take your privacy seriously. We are committed to protecting the personal information and privacy of our clients and our partners.

Privacy
Our online and offline privacy policy describes how we collect, protect and use information about you either during your visit to our website or when you work with Uniq Lending Corp. as a client and as a partner.

Website Visitors / Users
While browsing our website as a visitor or an user, we may collect and store information about your online visit (cookies). This information may include the time and length of your visit, the pages you view on our website, the last website you visited before coming to our website, and the name of your internet service provider. We use this data to measure site activity, and on an individual basis to make the site more useful and provide information that may be of interest to you.

Encryption
We may use encryption to protect your information as it travels across the Internet. This can help prevent others from eavesdropping on your browser sessions with our website servers.

Firewalls
Our website may be protected by firewall technology, which helps prevent your information and our website from being improperly accessed.

General Security
We will utilize the best available technologies and methods in order to ensure your information is safe while traveling through the internet. Additionally, we will never ask you for sensitive information such as Social Security Numbers, Dates of Birth, Account Numbers, PIN Codes through this website.

Website Visitor/User Information Sharing
We may at times share your information as a visitor or an user of this website to other third parties. These third parties might either be affiliated companies or within the Uniq family of companies. Also, these third parties may be non-affiliated companies. Other third parties may be companies that are acting or performing on our behalf. This information sharing may either be done to serve you better, to offer products and services that may be of interest to you, or to help facilitate a service that a third party is going to deliver on our behalf. Lastly, we may at times receive compensation for sharing this information to third party companies. This information sharing may be the result of marketing agreements that exist between Uniq Lending Corp. and third party non-affiliated marketing partners. Please contact us if you wish to opt out of this policy.

Existing Customer/Previous Users
If you are a Uniq Lending Corp. customer details about the information we collect and how it may be disclosed is contained in our Privacy Policy Notice, which is mailed or emailed to you. This notice includes additional information regarding your privacy choices. We collect information about you when you:

• Apply for a loan
• Inquire about a loan
• Close a loan
• Any other lending matters
• Respond quickly to your requests or needs
• Help us communicate more effectively with you
• Evaluate your eligibility for additional products and services that may be of interest to you

We may also collect personal information about you from others such as credit bureaus, affiliates, employers, etc.

What We May Share
We may share personal information that includes, but is not limited to your:

• Name, address, and other account application information
• Account balances, transactions, and payment history
• Identify information such as your social security number, license number, and date of birth
• Creditworthiness including credit history, credit reports and credit score

With Whom We Share
We disclose some of the information we collect about you to third parties such as credit reporting agencies, regulators, loan investors, lenders, attorneys, closing agents, title companies, flood and hazard insurance companies, and your own creditors. These types of third parties are called non-affiliated third parties. However, this information is only shared in an attempt to serve you and your needs. We may also share some of this information with companies performing services on our behalf. These types of vendors are called service providers. We may share information we collect about you with companies with whom we have formal agreements to offer you additional products and services. These types of relationships are called joint marketing partnerships. Finally, we may share information we collect about you with companies related by common control or otherwise affiliated with Uniq Lending Corp.. This is to offer you products and services that may be of interest to you. These types of companies are called affiliates.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Benefits of sharing
We need to collect and share information about our customers to help us communicate with you. We also need to do so in order to serve you better and avoid repetition. We also may share customer and former customer information within Uniq’s family of businesses and with valued partners or our employees in order to evaluate eligibility, or to offer and recommend products or services that may be right for you.

Customer Information Sharing Choices/Opt Out

Federal Law
Federal law requires us to tell you how we collect, share, and protect personal information about our customers. While Federal law allows us to share information about you to run our business, to perform services and offer our products, Federal law also gives you the right to limit some, but not all, sharing of your personal information. Federal law allows you to opt out of our privacy policy or restrict us from sharing information as follows:

• About your creditworthiness with our affiliates
• To all non-affiliates to offer you their products and services

State Laws
State laws may give you additional rights regarding our information sharing.
We share personal information about you as permitted by the law of the state in which you reside and in accordance with federal law. As Uniq Lending Corp. customers you received our Privacy Notice/Policy when you became our customers or when you initially became interested in becoming our customers. You can limit us from sharing your information as permitted by law and as described in our Privacy Policy at any time by informing us that you choose to Opt Out and by telling us how you do not want your information shared by calling 833 829 8436 or email us at info@uniqlend.com. You may notify us of your choices at any time.

Customer Data Protection
We are committed to securing personal information and protecting the privacy of our customers. We use security measures that comply with federal law to protect customer information. Our policy is to treat customer information as we would want our own information treated. We train employees on handling and securing customer data to maintain protection and security. It is the responsibility of every associate, affiliate, and non-affiliate to care for personal information about our customers. Some of the steps we take to protect your information are securing all computer terminals with password protections, locking sensitive information in storage, shredding all documentation containing client information, and performing background checks on all employees.

Correcting Information
We are committed to maintaining accurate and up-to-date information on you and all of our customers and web visitors. We may contact you from time to time to verify that we have accurate information for you or to update the information that we have.

How to contact us regarding this site:

Uniq Lending Corp.
c/o Compliance Department
801 E Campbell Rd, Suite 280C
Richardson, TX 75081
Phone: 833-829-8436
Email: info@uniqlend.com

Policy Effective Date
This online privacy policy is effective May 1, 2022 and shall remain in effect until amended. Uniq Lending Corp. reserves the right to change and amend this privacy or to alter any of privacy policy principles at its sole discretion without notice. We will post any alterations to this privacy on our website in a timely manner so please check periodically.

Identity Theft/Fraud
Identity Theft occurs when someone uses sensitive information, called Personally Identifiable Information (or PII) of another person without their permission to commit fraud or other crimes, such as Account Takeover or Application Fraud. Account Takeover occurs when an individual acquires another person’s existing credit account information and purchases products and services at the victim’s expense. Application Fraud occurs when an individual uses another’s Social Security Number or other Personally Identifiable Information to open new credit accounts in the victim’s name. If you believe you are a victim of Identity Theft, contact the three major credit bureaus: Experian, Equifax and Transunion to place a fraud alert message on your credit file. To learn more about identity theft, visit the Federal Trade Commission’s website to receive further information and insights about how to protect yourself from identity thieves.